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Comenity by Joss & Main - What's in this guide?

How to Join & Track Joss & Main Rewards

Join and login to your Comenity account. Track Joss & Main Rewards and hundreds of other amazing loyalty programs directly through SoLoyal. You won’t need to download the Comenity app or login to the Comenity website to keep track of your Joss & Main rewards.

Total Time: 2 Minutes
Cost: $0.00

Joss & Main Rewards Available On SoLoyal

Step #1 Open SoLoyal: Head to the SoLoyal website.

Step #2 Select Joss & Main: Select Joss & Main from the list of SoLoyal supported loyalty programs.

Step #3 Join Comenity: You’ll have the option of joining Comenity. You can also link your existing account.

About Joss & Main Rewards

You can automatically become a member of the Joss & Main rewards program when you apply and get approved for their credit card. We'll break down how to earn rewards as a Joss & Main rewards member.

How to Earn Rewards

When you open a Comenity Joss & Main Credit Card you'll earn 5% back on all your purchases at Joss & Main, 3% back on all grocery store purchases, 2% on all online purchases and 1% on all other purchases.

How to Redeem

Your percentage credit will be issued in the form of Rewards Dollars which will appear in your account as soon as 48 hours after making a purchase from Joss & Main. Note that if you make a purchase outside of Joss & Main, your Rewards Credit may not appear until your next billing cycle (up to 45 days). Once your Rewards Dollars have posted to your account, they can be redeemed at checkout. Note that you can redeem a maximum of $2,500 Rewards Dollars per month.

Points & Rewards Expiration

Your Joss & Main Comenity Credit Card Rewards dollars do not expire.

Missing Points

Points can take up to 45 days to appear in your account. If you don't see your Rewards Dollars posted to your account within 45 days, you can contact Comenity Joss & Main support at 1–866–513–5795 and they will help you track down your missing points. Just make sure you have the receipt relating to the points in question.

No-Interest Financing

If you'd like an alternative rewards option, you can choose no-interest financing on purchases made with your Joss & Main Credit Card. If you choose this option, you won't be earning Rewards Dollars on your purchase and you'll instead get up to 24 months to pay it off. The amount of time allotted to pay without interest depends on the purchase amount. For example, orders over $199 qualify for 6-month financing, orders over $499 qualify for 12-month financing, orders over $1,499 qualify for 18-month financing, and orders over $2,999 qualify for the full 24-month no-interest financing option. One note of warning here: Make sure to pay off your full balance within your no-interest financing period. If not, you'll be charged interest dating back to the original purchase date.


You can get your application started on the Joss & Main website. Just be aware that by applying, you are making a hard inquiry on your credit, which has been known to negatively impact your credit score.

How to Pay Your Bill

You can pay your bill online or by phone at 1-800-365-2714. 

Please note that this loyalty program typically works for all your purchases at Joss & Main, but some exceptions may apply.

Joss & Main Membership Info

When will I see my Joss & Main Rewards Credited to my account?

Loyalty points or benefits will usually appear in your Comenity account within 45 days.

I forgot to add a Joss & Main purchase. What do I do?

You may be able to recover points or redeem rewards you should have earned for a purchase.

Joss & Main Rewards Customer Service Phone Number


Ask for Help

Joss & Main Rewards Login

Link & Track Your Joss & Main Account

Become a Member at Joss & Main

Enroll Automatically

Join the loyalty program of Joss & Main and other Retail brands at the tap of a button with SoLoyal.

Account Updates

Get notifications of your Comenity rewards and benefits. SoLoyal notifies you at exactly the right time.

Never Miss Rewards

Don't let your Comenity benefits expire. SoLoyal saves your points and rewards before it's too late to redeem them.

What are the Comenity Benefits?

5% back in rewards

Get 5% back on purchases from Wayfair, Joss & Main, and AllModern

3% back at grocery stores

2% back on online purchases

1% back on all other purchases

No-interest Financing

off your first order of $250+

No annual fee

What are the Comenity Rules?

With SoLoyal you can automatically track your Joss & Main account, including your rewards balance, rewards or points expiration, current status and what is needed to reach your next reward as a member of the Comenity loyalty program.

As part of their membership program, Joss & Main provides many achievable loyalty rewards. Member benefits are separate from membership rewards and are always able to be earned or redeemed based on your activity.

Comenity awards its members no status levels. It has 8 benefits that you’ll be able to utilize during your membership.

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5% back in rewards with Comenity!

Already a Joss & Main member?
Link & Track Your Account