Carter's Comenity Credit Card - Start Here

How My Rewarding Moments Works

You can join My Rewarding Moments for free, and you don't need to apply for the Carter's Credit Card to do so. As a non-credit card member you'll earn 1 point per dollar spent and you'll earn a recurring $10 reward every time you reach 150 points. That's 6.67% back on all your purchases at Carter's.

With the Comenity Credit Card

Once you open a Carter's Comenity Credit Card, you'll start seeing the benefits immediately. You'll be signed up for the My Rewarding Moments loyalty program automatically and you'll also get 25% off your first purchase at Carter's, provided that you are approved the same day as you apply for the card. On top of this, you'll get another 20% off when your credit card arrives, Free Standard Shipping on all purchases, an annual gift, and invitations to exclusive events.

In addition, your annual Double Points Day will be upgraded to a Triple Points Day and you'll get Bonus Points Days 3 times per year instead of just 1. Best of all, you'll get 2 points per dollar instead of the 1 point per dollar earned by non-cardholders. And you'll still get $10 for every 150 points earned, meaning you'll earn 13.33% back on all your purchases at Carter's.

How to Apply

You can apply for the Carter's Comenity Credit Card here.

Pay Your Bill

The best way to pay your Carter's Comenity Credit Card is to use Comenity's EasyPay system. This allows you to pay your bill without logging into your account. Instead of using a username and password combination, you'll just need your credit card account number, zip code, and your ID number.

Customer Support

You can reach Carter's Comenity customer support by calling 1-877-333-0117.

Final Thoughts

The Carter's Comenity Credit Card offers substantial benefits above and beyond what you would normally get as a My Rewarding Moments member without the credit card. While the loyalty program earns you 6.67% back in rewards, you can earn 13.33% back with the card. In addition, the 25% discount off your first purchase, 20% discount when receiving your card, Free Shipping, Bonus Points Opportunities, and other benefits help make this card a very valuable asset for frequent Carter's shoppers.