How Ulta Rewards Insider Works
You can join Ulta Rewards for free, and you don't need to apply for the Ulta Beauty Credit Card to do so. As a non-credit card member you can level up through the program's 3 status levels, each of which increases your points-earning potential. For example, entry-level Ultamate Rewards members get 1 point per dollar while Platinum members get 1.25 points per dollar. Diamond Members have reached the highest tier in Ulta's Rewards program, and they earn 1.5 points per dollar spent.
With the Comenity Credit Card
Once you open an Ulta Comenity Credit Card, you'll start seeing the benefits immediately. You'll get 20% off your first purchase after opening the card as well as 2 points per dollar spent at Ulta Beauty. That's higher than the 1.5 points you'd earn by reaching Diamond Status, so the Ulta Comenity Card immediately accelerates you to the highest points-earning status available.
If you opt to get the Mastercard version, you can earn 1 point for every $3 spent outside of Ulta Beauty as well as 500 bonus points when you make $500 worth of non-Ulta purchases within 90 days. In addition, the card has no annual fee.
How to Apply
You can
apply for the Comenity Ulta Credit Card here. Just be aware that you'll need to become an Ultamate Rewards member first.
Pay Your Bill
The best way to pay your Ulta Comenity Credit Card is to use Comenity's
EasyPay system. This allows you to pay your bill without logging into your account. Instead of using a username and password combination, you'll just need your credit card account number, zip code, and your ID number.
Customer Support
You can reach Ulta Comenity customer support by calling 1-866-983-8582. They are available days per week between 7am - 11pm Central Time.
Final Thoughts
The Ulta Comenity Credit Card offers substantial benefits above and beyond what you would normally get as an Ulta Rewards member without the credit card. While the entry-level status in the program earns you 1 point per dollar, you can achieve 2 points per dollar with the card. In addition, the 20% discount off your first purchase and the option of earning points outside of Ulta Beauty with the Mastercard make this a fantastic option for those who shop there frequently.